Terms & Conditions

Welcome to Muhammad Rizwan Sukhera Blog (https://muhammadrizwansukhera.blogspot.com). By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using this site.

1. Acceptance of Terms

By using this website, you acknowledge that you have read, understood, and agree to these Terms & Conditions. If you do not agree with any part of these terms, you are advised not to use this website.

2. About the Website

Muhammad Rizwan Sukhera Blog publishes informative articles and educational blogs on a variety of topics, including:

• Information Technology & Artificial Intelligence
• Finance, Taxation & Accounting
• Education, Tutoring & Coaching
• Islamic Information & Knowledge
• Health & Wellness Guidance
• Tourism, Travel & Cultural Insights
• Sports News & Updates

Additionally, the blog provides access to an online Tax Calculator designed for **educational purposes only** to help users understand the calculation of Withholding Taxes in Pakistan based on the FBR Finance Act 2025. This tool should not be considered as official tax advice.

3. Educational & Informational Purpose

The content published on this website, including articles, guides, and calculators, is for **educational and informational purposes only**. The website owner and contributors make every effort to ensure accuracy but do not guarantee that all information is complete, updated, or applicable to every individual case.

4. No Professional Advice

The content related to taxation, finance, or any other professional field does not constitute official advice. Users are encouraged to consult qualified professionals, accountants, or tax consultants before making financial or legal decisions.

5. Intellectual Property Rights

All original content, including text, graphics, logos, and calculators, are the intellectual property of Muhammad Rizwan Sukhera Blog unless stated otherwise. Unauthorized reproduction, copying, or redistribution of material without permission is prohibited.

6. External Links

This website may include links to third-party websites for reference or additional information. Muhammad Rizwan Sukhera Blog does not control or take responsibility for the content, accuracy, or policies of any external sites.

7. Limitation of Liability

The website and its authors shall not be held liable for any damages, losses, or consequences resulting from the use of this site, reliance on its content, or interaction with third-party links. All use of information and tools provided here is strictly at your own discretion and risk.

8. Updates and Modifications

Muhammad Rizwan Sukhera Blog reserves the right to modify, update, or replace any part of these Terms & Conditions at any time without prior notice. Updates will take effect immediately once posted on this page.

9. User Conduct

Users agree to access the website in a lawful manner and not to use it for spreading spam, malicious software, or any content that may harm others or violate applicable laws.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted in accordance with the laws of Pakistan. Any disputes arising from the use of this website will be subject to the jurisdiction of the relevant courts in Pakistan.

Disclaimer

The information provided on Muhammad Rizwan Sukhera Blog (https://muhammadrizwansukhera.blogspot.com) is published in good faith and for **educational and informational purposes only**. The owner of this blog makes no representations or warranties regarding the accuracy, reliability, or completeness of any information presented.

1. Educational Nature of Content

All content on this website, including articles, posts, and resources, is intended purely for **knowledge sharing and learning**. Topics covered include:

• Information Technology & Artificial Intelligence
• Finance, Taxation & Accounting
• Education, Coaching & Skill Development
• Islamic Information & Awareness
• Health, Fitness & Wellness
• Tourism, Culture & Lifestyle
• Sports News & Motivational Insights

2. Tax Calculator Disclaimer

The Tax Calculator available on this website is developed solely for **educational and demonstration purposes**. It helps users understand the **calculation of Withholding Taxes in Pakistan** as per the FBR Finance Act 2025. The calculator does **not constitute professional tax advice**, and results may vary from official figures due to legislative updates or interpretation differences.

Users are strongly encouraged to consult certified tax professionals, accountants, or the **Federal Board of Revenue (FBR)** for accurate, official, and up-to-date tax guidance.

3. Professional & Financial Disclaimer

The financial, taxation, and IT content shared on this website does not replace expert consultation. Muhammad Rizwan Sukhera Blog is not responsible for any losses, penalties, or issues arising from reliance on the information provided here.

4. Accuracy of Information

While every effort is made to provide accurate and updated information, we do not warrant that all content is error-free or complete. Information may be changed, updated, or removed without prior notice.

5. External Links Disclaimer

Our website may contain links to external websites for reference, resources, or learning purposes. Muhammad Rizwan Sukhera Blog does not control or take responsibility for the content, reliability, or privacy practices of these third-party sites.

6. No Liability

Under no circumstances shall the blog owner, authors, or contributors be liable for any loss or damage (including indirect, consequential, or incidental) arising out of the use of this website or its content. Use of information and tools available here is entirely at your own risk.

7. Consent

By using our website, you hereby consent to our Disclaimer and agree to its terms.

8. Updates to This Disclaimer

This Disclaimer may be updated periodically to reflect changes in content, laws, or site policies. The latest version will always be available on this page.

9. Contact Us

If you have any questions or concerns about this Disclaimer, please contact:

🌐 Website: https://muhammadrizwansukhera.blogspot.com

Last Updated: October 2025